Cheap Commercial Auto & Truck Insurance Quotes in Louisiana

Louisiana commercial auto insurance is designed to protect your business from financial loss from an accident. Like most states in the US, Louisiana state law requires auto insurance on all commercial vehicles operating within the state. If you use vehicles for business or commercial purposes, whether transporting goods or people, then you definitely should get one.

According to the Louisiana Department of Insurance, insurance claims are on the rise in the state. This is due to the growing number of traffic crashes in major cities like Baton Rouge, New Orleans, and Shreveport. The frequency of traffic collision in the state is higher than the national average. The same goes with fatal crashes. This has resulted to an average of $50,000 worth of lawsuits per year in the state, which is way above the next closest state, Maryland, at $15,000.

Cheap Commercial Auto & Truck Insurance Quotes

Minimum liability coverage requirements in Louisiana

When obtaining commercial auto insurance policy in Louisiana, there are minimum liability coverage requirements that must be met. For bodily injury, the minimum liability limit is $15,000 per person or $30,000 per accident. Meanwhile, the minimum coverage for property damage is $25,000.

These limits are set in place for traditional vehicles but you can expect higher coverage limits for larger vehicles or certain vehicle types. Semi trucks and large vehicles are required to obtain a commercial auto insurance policy with a combined single limit of $750,000. This is a must for large vehicles that travel for interstate commerce.

Cheap Commercial Auto & Truck Insurance Quotes

Factors affecting commercial auto insurance quote

The minimum coverage limit indicated above applies to all vehicles. However, insurance companies will provide each vehicle with a different quote based on a number of factors.

One of them is the location of your business and the traditional route for the vehicle. For example, the cost of insurance for commercial vehicles in New Orleans will cost more than those in smaller cities such as Houma. The area’s susceptibility to natural-related risks (such as floods or hurricanes) can also impact the cost of insurance policy.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Louisiana

Best Commercial Auto & Truck Insurance Companies

Louisiana Truck Insurance

37410 Ascension Parish Rd b, Prairieville, LA 70769

(225) 490-5678

American Insurance Brokers

69142 LA-59 UNIT A, Mandeville, LA 70471

(985) 871-0006

Insurance Network of Louisiana

4606 Bluebonnet Blvd, Baton Rouge, LA 70809

(225) 293-0450

Jeff Davis Insurance Agency

1010 N Lake Arthur Ave, Jennings, LA 70546

(337) 824-4455

No website found

A Accelerated Auto Insurance, Inc

107 Regency Pl A, West Monroe, LA 71291

(318) 388-5992

Advanced Insurance Solutions

1006 W Morris Ave A, Hammond, LA 70403

(985) 340-2158

Dupre Carrier Godchaux Agency

4670 I-49 Frontage Rd, Opelousas, LA 70570

(337) 948-8186

Haik Insurance Holdings, LLC

201 Energy Pkwy #402, Lafayette, LA 70508

(337) 706-9080