Cheap Commercial Auto & Truck Insurance Quotes in Michigan

As of 2019, there are almost 874,000 businesses operating within Michigan. Each of these businesses requires the use of vehicles for the transport of goods and people. Whether your use of the vehicle is directly or indirectly involved with the business operation, the state law requires that you insure your vehicle.

Commercial auto insurance in Michigan is designed to protect your business from any liabilities in the event of road accidents resulting in injuries or property damage.

Cheap Commercial Auto & Truck Insurance Quotes

Average cost of Michigan commercial auto insurance

In order to determine the cost of obtaining commercial auto insurance in Michigan, there are several factors that must be evaluated. First off, the type of vehicle and the size is the primary factor to be considered. A large dump truck involves more risk when it hits the road. Therefore, it has a higher premium compared to smaller trucks or vans that transport basic goods and cargo.

The location of your business and the travel route of your business vehicles can also impact the cost of commercial auto insurance. Large cities like Detroit will have higher insurance than those vehicles operating in smaller cities like Grand Rapids. The claims history and frequency of vehicle crashes in the area being served can also impact the cost of premium.

Finally, the travel radius of the vehicle is one of those factors that can largely influence the cost of commercial auto insurance. The longer the driving route of your trucks and commercial fleets are, the more costly it is to insure.

Cheap Commercial Auto & Truck Insurance Quotes

What are the state’s minimum liability coverage limits?

When buying insurance policy for your commercial vehicles, it pays to know the coverage limits set by the state.

In Michigan, the minimum coverage for commercial auto insurance is $20,000 per person for bodily injury (or $40,000 per accident if more than one person is injured). The minimum coverage for property damage is at $10,000 per accident.

For othere states, make sure to check the requirements by state.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Michigan

Best Commercial Auto & Truck Insurance Companies

Navigator Truck Insurance Agency

529 Baldwin St, Jenison, MI 49428

(616) 457-7100

Commercial Underwriters Risk Management

8258 Allen Rd, Allen Park, MI 48101

(313) 278-3800

Global One Insurance Agency

39200 Hayes Rd, Clinton Twp, MI 48038

(586) 350-0828

Complete Truck Insurance Agency

115 E Maumee St Suite 110, Adrian, MI 49221

(517) 481-2215

Commercial Underwriters Inc

19855 W Outer Dr suite 104-e, Dearborn, MI 48124

(313) 278-3800

No website found

E&Y Insurance Agency

888 W Big Beaver Rd #750, Troy, MI 48084

(248) 362-1313

Michigan Insurance & Financial Services

45136 Cass Ave, Utica, MI 48317

(586) 710-7600

R & A Insurance Services Inc

7581 St John St, Shelby Charter Twp, MI 48317

(586) 286-3727