If you operate a business in Missouri, chances are you also use a vehicle to perform important functions for your business. Businesses of all sizes in Missouri rely on vehicles to transport goods, people, equipment, and other essentials. Before you hit the road, make sure you comply with the state law’s requirements on obtaining commercial auto insurance in Missouri.
Just as you can’t drive in Missouri without insurance, you also cannot operate your business vehicles without one. The important thing is to get the right coverage so that you can protect against financial risks when your vehicle is liable in a road accident.
When operating large vehicles such as semi trucks, vans, trucks, trailers, and freight vehicles, there are bigger risks for road liability. According to vehicle crash statistics in Missouri, over 9% of crashes involve commercial vehicles. The most common type of crash is collision with another vehicle or a fixed object. About 15% of the car accidents involving commercial vehicles resulted in fatalities.
You would not want to leave your business with the burden of paying for the medical and legal costs resulting from these accidents. Additional coverage is also required when your business vehicles are transporting hazardous materials or waste.
Standard commercial auto insurance in Missouri must include coverage against bodily injury, collision, uninsured motorists, and property damage liability.
You can minimize the risks involved with operating commercial vehicles by getting the right amount of coverage. In Missouri, you need coverage of at least $25,000 per person for bodily injury (or $50,000 per accident). When you are involved with an uninsured or underinsured motorist, you need minimum coverage worth $25,000 per person (or $50,000 per accident).
You may also obtain hired or non-owned insurance for vehicles that you rent for commercial or business purposes.
For othere states, make sure to check the requirements by state.
1801 W Norton Rd, Springfield, MO 65803
(417) 833-3800
http://www.pjcinsurance.com/
510 W Battlefield Rd A, Springfield, MO 65807
(417) 889-4247
https://americaneagleinsure.com/
2429 State Hwy K, O'Fallon, MO 63368
(636) 442-4040
https://midriversinsurance.com/
1510 W Elfindale St, Springfield, MO 65807
(417) 883-2062
https://goodmanbaker.com/
1100 Walnut St Suite 3000, Kansas City, MO 64106
(816) 503-6222
http://www.walnutrisk.com/
2635 NE Vivion Rd, Kansas City, MO 64119
(816) 453-7722
https://www.bic-agent.com/
762 Lemay Ferry Rd, St. Louis, MO 63125
(314) 638-5020
https://www.parkerinsurancegroup.com/
9601 NE Barry Rd Ste 120, Kansas City, MO 64158
(816) 479-0595
http://www.primeinsurancekc.com/
