The state motto for New Hampshire is “live free or die”. This is very fitting given the fact that this is one of few states in the US that does not require commercial auto insurance policy for business vehicles. However, just because it is not required by law in the state of New Hampshire, it does not mean that commercial auto insurance is not necessary. This is not just for commercial vehicles but for all drivers.
Even with a lack of strict legal requirement on auto insurance, the state does require the drive at fault to cover the cost of the injury and damage they caused. Therefore, it is smart to carry insurance so that you will be spared of the huge cost of liabilities.
Businesses that obtain commercial auto insurance policy must meet the DMV’s recommended insurance coverage. This will ensure that you have adequate protection from any form of liability.
The minimum coverage recommended for bodily injury is $25,000 per person. If the accident involves more than one injured person, this coverage goes up to $50,000. All policies for commercial auto insurance must include at least $1,000 worth in medical payments. This will help to cover any medical bills for your driver.
New Hampshire laws on auto insurance are tricky. It does not require vehicles and drivers to be insured; however, they require you to shoulder the liability costs of an accident that you are involved in. You will be met with severe penalties if you are unable to pay for these costs.
For businesses that use vehicles as part of their operation, insurance is a smart investment. You can protect your business by getting the right coverage that will help pay for any liabilities that you may face down the road. Related: Owner Operator Insurance
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101 Ponemah Rd, Amherst, NH 03031
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1364 NH-3A, Bow, NH 03304
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91 Plaistow Rd, Plaistow, NH 03865
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527 Hevey St, Manchester, NH 03102
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114 Main St, Newmarket, NH 03857
(603) 273-0953
http://www.keslarinsurance.com/