Cheap Commercial Auto & Truck Insurance Quotes in New Jersey

In the state of New Jersey, it is legally required that business vehicles obtain commercial auto insurance policy. Whether you operate your business with the use of service vans, shuttles, cargo trucks, light trucks, or small fleets, you want to protect your business asset.

This type of insurance is highly customizable based on the type of vehicle you have, as well as the potential risks. The coverage you choose must be adequate for the assessed risk so you can protect your business from any liabilities in the form of medical or legal costs.

Cheap Commercial Auto & Truck Insurance Quotes

How much coverage do you need?

While insurance experts advise against buying the minimum liability coverage requirement for commercial vehicles, it is a good starting point so you can legally comply with the state laws. This is a breakdown of the minimum liability coverage requirements for commercial auto insurance policies in New Jersey:

  • $5,000 for property damage liability (per accident)
  • $15,000 per person for bodily injury liability (or $30,000 per accident if there are two or more persons injured)
  • $15,000 for uninsured or underinsured motorists

For othere states, make sure to check the requirements by state.

Cheap Commercial Auto & Truck Insurance Quotes

Comparing New Jersey commercial auto insurance policies

As mentioned above, there are variable rates offered for commercial vehicles in New Jersey based on the type of vehicle and the type of cargo. Make sure you have adequate standard liability coverage, collision coverage, comprehensive coverage, medical payments coverage, and coverage for uninsured or underinsured motorists.

Consider your business’ unique needs and challenges in order to make an informed decision on which policy to buy. Without insurance, you could potentially face bigger risks and costs such as lawsuits and penalties from the New Jersey law enforcement agencies. At the same time, you could potentially lose an important asset for your business operation – your vehicle – and it could mean more significant loss financially in the long run. Related: Owner Operator Insurance

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance New Jersey

Best Commercial Auto & Truck Insurance Companies

PA Truck Insurance

590 Sun Haven Dr #1, Clayton, NJ 08312

(888) 287-3449

Truck Insurance

1 Hackensack Ave, Kearny, NJ 07032

(973) 578-8787

Commercial Truck Insurance

1232 Rising Sun Ave #291, Philadelphia, PA 19140

(747) 245-3331

Truck Insurance

618 W St Georges Ave, Linden, NJ 07036

(908) 587-2500

Direct Truck Insurance

616 W St Georges Ave, Linden, NJ 07036

(908) 587-1120

Insurox Group Inc

400 River Dr, Garfield, NJ 07026

(973) 546-1099

Ironbound Business Insurance

275 Chestnut St, Newark, NJ 07105

(973) 344-6698

Cover Me Insurance Agency, Inc.

610 W St Georges Ave, Linden, NJ 07036

(908) 587-2619