Cheap Commercial Auto & Truck Insurance Quotes in New York

Commercial auto insurance is mandatory in the state of New York, as is the case with all other states in the US. Therefore, if you own a vehicle as part of your business, you need to invest in this policy to protect your business from financial liability. Whether you use your vehicles for the transport of goods or people, purchasing this type of protection will give you peace of mind.

Whether you own a restaurant, a contractor, or offer ride sharing services, you need this type of policy. Find out more about how much protection you need and what the state of New York has set as limits.

Cheap Commercial Auto & Truck Insurance Quotes

Commercial auto insurance requirements in New York

The state law in New York imposes a limit on the minimum liability coverage that you can get for your commercial vehicles. The minimum liability limit is $25,000 for bodily injury (per person) or $50,000 per accident. When it comes to property damage, it is $10,000. Insurance experts recommend purchasing a higher limit based on the type of vehicle you own.

In addition to the above requirements, you are also required to obtain $50,000 worth of personal injury protection coverage. This will cover the medical expenses for the driver of your commercial vehicle, in the event that they are injured in an accident. Related: Owner Operator Truck Insurance

For othere states, make sure to check the requirements by state.

Cheap Commercial Auto & Truck Insurance Quotes

Factors affecting commercial auto insurance rates

There are numerous factors that can influence the cost of the commercial auto insurance in New York.

  • Location – The cost of commercial auto insurance in New York City is higher than in Syracuse, which is a smaller city. The level of risks in the city and susceptibility to natural disasters can cause the insurance rate to go up.
  • Coverage – The extent of coverage that you need for your vehicle can also directly impact insurance cost. Some vehicle types require higher coverage limits because of their risk factor on the road. For example, the cost of insuring trailers and heavy trucks are higher than vans or sedans.
  • Driving record – The driving history and record of the vehicle’s designated driver can also impact insurance cost. The more accidents or violations the driver has been involved with in the past, the higher the cost of the insurance policy.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance New York

Best Commercial Auto & Truck Insurance Companies

Universal Insurance Brokerage Corp- TLC Insurance, Homeowners Insurance, Auto Insurance, Commercial Auto, Business Insurance, Box Truck Insurance for New York and New Jersey, Notary Public

129-03 Liberty Ave, South Richmond Hill, NY 11419

(718) 701-6540

Commercial Auto Insurance

340 Madison Ave, New York, NY 10017

(516) 217-2626

Commercial Truck Insurance Brooklyn

1557 80th St, Brooklyn, NY 11228

(347) 753-8022

Commercial Auto Insurance Queens

65-35 Dieterle Crescent, Flushing, NY 11374

(917) 508-5170

Commercial Truck Insurance Queens

148-19 58th Rd, Flushing, NY 11355

(917) 508-5007

Commercial Auto Insurance Brooklyn

2355 E 13th St, Brooklyn, NY 11229

(347) 753-8164

Commercial Truck Insurance

1468 Richmond Ave suite 102, Staten Island, NY 10314

(347) 471-2359

Truck Insurance

1 Hackensack Ave, Kearny, NJ 07032

(973) 578-8787