You have invested your hard-earned money on your business startup. It’s only wise to protect that investment by acquiring North Carolina commercial auto insurance policy. It is a legal requirement for business vehicles to operate in the state. But more than just complying with the legal requirements, protection for your business asset is really what you need.
There are nearly 1 million businesses that are based in and are operating within the state of North Carolina. This also means that there are a lot of cars, buses, vans, cargo vans, trucks, and heavy trucks that are added to the state highways and roads. Insure your vehicles so that you can be more confident once you take it on the road.
The best way to ensure you have adequate coverage in North Carolina is to comply with the state’s minimum liability limit. The minimum liability coverage for an accident is $30,000 for an injured individual, or up to $60,000 for multiple injuries. In the event there is property damage, you should have coverage of up to $25,000.
The state of North Carolina also requires the driver to obtain personal injury protection (PIP). This will cover the medical expenses for the driver (as well as passenger), even if you are at fault in an accident.
For othere states, make sure to check the requirements by state.
In addition to buying commercial auto insurance for your vehicle, there is a need to buy additional coverage for your cargo (known as cargo insurance). Larger vehicles will also need extra liability coverage due to the additional risk they bring when they are on the road. Common vehicle types that belong to this category are tow trucks, semi trucks, car hauler trucks, and dump trucks. This can be attributed to the higher amount of harm or damage they cause in the event of a collision.
104 Avon St, Monroe, NC 28110
(704) 226-0728
https://www.struckins.com/
9010 Glenwater Dr STE 103, Charlotte, NC 28262
(704) 494-9495
https://pegramonline.com/
1203 S Pollock St, Selma, NC 27576
(919) 965-6622
http://www.i95ins.com/
358 Bobby McKinney Rd, Union Mills, NC 28167
(888) 287-3449
https://bigriginsuranceprograms.com/
Cary, NC 27513
(843) 279-3087
http://www.progressive.com/
48 Merrimon Ave, Asheville, NC 28801
(828) 259-9001
http://www.commercialcarrierinsurance.com/
1806 W Cumberland St, Dunn, NC 28334
(910) 891-7081
https://www.nctristar.com/
572 John Ross Pkwy, Rock Hill, SC 29730
(980) 475-8075
http://www.statecoinsurance.com/
