Cheap Commercial Auto & Truck Insurance Quotes in North Dakota

Running a business entails a lot of risk. There are plenty of variables and factors that are beyond your control. Insuring your business is one of the best ways to protect against unforeseen events, such as road accidents involving your business vehicle. For this reason, obtaining commercial auto insurance policy is a must in North Dakota.

In fact, it is a legal requirement in North Dakota. All drivers and business-owned vehicles must carry minimum liability insurance. Whether you are in the business of transporting people or goods, you need to have commercial auto insurance.

Cheap Commercial Auto & Truck Insurance Quotes

What is covered in North Dakota commercial auto insurance?

Depending on where you get your commercial auto insurance policy from in North Dakota, there are various options in coverage type. In general, you need to get covered for the following:

  • Liability: to pay for injuries sustained by motorists involved in the accident, as well as property damage.
  • Collision: to pay for repairs on the vehicles, regardless of who is at fault.
  • Non-owned auto: to pay for costs involved in an accident when using a rented vehicle.
  • Loading and unloading liability: to pay for damages sustained by vehicles that load and unload goods or equipment.
Cheap Commercial Auto & Truck Insurance Quotes

Minimum coverage limits for North Dakota commercial auto insurance

Numerous factors are taken into consideration when determining the cost of a commercial auto insurance policy in North Dakota. These factors include the location of the business, vehicle route, size of the vehicle, model of the vehicle, and any other associated risks.

It is also important that you choose a policy that offers coverage that meets the minimum liability requirement set by the state law. In North Dakota, the minimum liability coverage for bodily injury is $25,000 per person. If you are involved in an accident with uninsured motorist, the coverage is at a minimum of $25,000. The same minimum coverage limit is also imposed on property damage.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance North Dakota

Best Commercial Auto & Truck Insurance Companies

FM Insurance

428 25th St S, Fargo, ND 58103

(701) 271-8110

Auto-Owners Insurance Co

4125 Great Plains Dr S, Fargo, ND 58104

(701) 280-2423

Donovan Insurance Agency

1600 2nd Avenue SW 15, Minot, ND 58701

(701) 838-0614

Farmers Union Insurance - North Dakota

623 Main Ave E #106, West Fargo, ND 58078

(701) 282-9402

Bain Agency

1500 E Capitol Ave, Bismarck, ND 58501

(701) 223-2233

Frontier Insurance Solutions Agency - ND

2321 2nd Ave W #5, Williston, ND 58801

(701) 577-6745

Atlas Insurance Brokers

3523 45th St S #100, Fargo, ND 58104

(701) 353-7141

Yahnke Insurance Agency

1704 Main Ave, Fargo, ND 58103

(701) 232-5722