Cheap Commercial Auto & Truck Insurance Quotes in Rhode Island

Does your business require the use of vehicles for its day to day operations? If you answered yes, then you need to purchase commercial auto insurance policy in Rhode Island. Not only is it required by the state law, it is an important step to protect your business assets.

Accidents happen when you least expect it. And when it happens on the road involving your commercial vehicles, then it can be expensive. Get peace of mind knowing that whatever happens on the road, your business is protected from immense financial responsibility.

Cheap Commercial Auto & Truck Insurance Quotes

Minimum insurance requirements for Rhode Island

The minimum liability coverage requirement set by the state of Rhode Island is a good place to start when you want to determine how much coverage to buy. All business-owned vehicles must meet the following minimum coverage:

  • $25,000 per person for bodily injury
  • $50,000 per accident with more than two injured persons involved
  • $25,000 per accident for property damage

Again, it is important to go for higher limits based on the individual circumstances of your business and vehicle use.

Cheap Commercial Auto & Truck Insurance Quotes

Getting the right Rhode Island commercial auto insurance

Accidents can happen within a matter of seconds. Therefore, your business vehicles should always be protected once they take the road. How do you ensure you have the right coverage? It is important to look at what a typical policy covers:

It is also important to assess your business’ risks so you can determine the level of coverage needed. You need to take into account the type of vehicle, type of goods and equipment being carried, history of driver, distance traveled, and the frequency of use.

Indeed, the risks associated with a pizza delivery company and a moving company that carries fragile items owned by clients are different. Therefore, you must purchase a policy that will protect your business according to the assessed risks.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Rhode Island

Best Commercial Auto & Truck Insurance Companies

Stateline Insurance & Financial Services, Inc.

520 N Broadway, East Providence, RI 02914

(401) 438-8345

Andrews Insurance Agency

450 Armistice Blvd, Pawtucket, RI 02861

(401) 722-4271

Gaulin Insurance Agency

1 Rolfe Square, Cranston, RI 02910

(401) 781-4010

Podmaska Insurance Agency Inc

1309 Chalkstone Ave, Providence, RI 02908

(401) 648-6338

Insurance Center

91 Toll Gate Rd # 100, Warwick, RI 02886

(401) 738-7250

G & L Insurance Associates Inc

963 Charles St, North Providence, RI 02904

(401) 727-1683

Capalbo Insurance Group LLC

49 S County Commons Way F-3F, South Kingstown, RI 02879

(401) 268-3000

John J Clarke Insurance, Inc

1226 Main St #1, West Warwick, RI 02893

(401) 821-7330