Cheap Commercial Auto & Truck Insurance Quotes in South Dakota

Imagine this: your vehicle is transporting goods and equipment for your business when it accidentally collides with another vehicle on the road. This minor collision has resulted in the injury of two passengers on the opposing vehicle, as well as minor property damage because of a collision with the traffic sign.

The commercial auto insurance policy in South Dakota that you have invested before could save you thousands of dollars’ worth of potential liabilities. If you didn’t have insurance, you have to pay for those damages and medical bills out of your own pocket. And that money is taken from your business’ hard-earned revenue.

Simply put: South Dakota commercial auto insurance policy can protect your business from a significant financial loss. Therefore, it is important to purchase a policy with the right coverage so you can have peace of mind that you are free from liabilities no matter what happens.

Cheap Commercial Auto & Truck Insurance Quotes

What is the state’s minimum coverage requirement for commercial vehicles?

The state of South Dakota has implemented a minimum requirement for businesses purchasing commercial auto insurance. The purpose for this is to ensure that all parties can get adequate coverage for liability costs, regardless of who is at fault.

In South Dakota, the following minimum coverage requirements apply:

  • $25,00 per person for bodily injury
  • $25,000 per accident for property damage
  • $25,00 per person for uninsured motorists
Cheap Commercial Auto & Truck Insurance Quotes

Cost of South Dakota commercial auto insurance

Insurance policy for your commercial vehicles is a form of business investment. Premiums are not inexpensive for commercial vehicles but the extra money you spend for security is worth it if you have the adequate coverage.

The average cost of insurance in South Dakota for businesses can range from $300 to $5,000 annually, depending on the insurance company and extent of coverage. Make sure to shop around and compare various quotes so you can get the right level of protection for your business. Ask about hot shot insurance if that's closer to what you need.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance South Dakota

Best Commercial Auto & Truck Insurance Companies

Midwest Truck Insurance

2300 W 49th St, Sioux Falls, SD 57105

(605) 582-8404

McKinneyOlson Insurance

1412 S Minnesota Ave, Sioux Falls, SD 57105

(605) 339-3147

Auto-Owners Insurance

5117 S Crossing Pl, Sioux Falls, SD 57108

(605) 332-6500

McKinneyOlson Insurance

7001 S Lyncrest Pl STE 102, Sioux Falls, SD 57108

(605) 335-7777

Dakota Financial Services

2324 8th Ave SW #1, Aberdeen, SD 57401

(605) 229-5200

Jensen Insurance Agency

101 N Green St suite a, Elk Point, SD 57025

(605) 356-2037

McKinneyOlson Insurance

101 S Splitrock Blvd, Brandon, SD 57005

(605) 582-6988

Insurance Plus

405 8th Ave NW # 204, Aberdeen, SD 57401

(605) 225-4270