There are over 2 million businesses in the state of Texas and many, if not all, of them rely on vehicles to facilitate their operations. With such a pivotal element to your business operations, you want to secure your vehicles to ensure business continuity. At the same time, you want to protect your business from unnecessary expenses such as medical and legal liabilities in relation to road accidents.
Commercial auto insurance policies in Texas are designed for a variety of business types. Whether your business is in the construction, food, delivery, or other types of industries, you cannot afford to skip out on purchasing an auto insurance or commercial trucking insurance policy.
Buying commercial auto insurance in Texas is not enough. You need to meet the minimum liability coverage limits set by the state law. This is the best way to guarantee that your policy will be able to cover the medical and legal costs of a vehicular accident.
In Texas, the minimum liability coverage for bodily injury is $30,000 per person or $60,000 per accident. The minimum coverage needed for property damage in an accident is $25,000 per incident.
Depending on the type and size of vehicle you operate for your business, there might be a need to purchase policies with a higher limit than what the state requires.
For othere states, make sure to check the requirements by state.
It’s no secret that commercial auto insurance in Texas is a must. But how do you choose the right policy?
Every commercial auto insurance policy you get must have the following coverage: property damage liability, collision (for vehicle repairs), bodily injury, and comprehensive coverage (for protection against damage due to natural disasters).
When comparing prices on insurance policies, always take into account your location and vehicle type or size. The location and operation of your business vehicles will have an impact on the insurance rate since some areas in Texas are more prone to accidents and other risks. In addition, operating a certain type of vehicle such as vans, trucks, semi-trucks, and freight vehicles are more costly to insure since they are also expensive to repair.
22206 Highland Knolls Dr suite b room 1, Katy, TX 77450
(713) 893-8047
http://houstoncommercialtruckinsurance.com/index.html
25303 Interstate Hwy 45, Spring, TX 77380
(281) 367-9493
http://www.aaatruckinsurance.com/
2537 S Gessner Rd, Houston, TX 77063
(713) 661-3400
http://www.allnationsinsurance.com/
7635 Long Point Rd, Houston, TX 77055
(713) 476-0026
http://www.msbinsurancegroup.com/
15001 Walden Rd, Montgomery, TX 77356
(866) 839-2745
https://texastruckinsurance.net/contact-us.html
400 E Royal Ln bldg 3 suite 290, Irving, TX 75039
(888) 300-7888
https://acetruckinsurance.com/
300 Convent St Suite 1330, San Antonio, TX 78205
(888) 300-7888
https://acetruckinsurance.com/
6021 Fairmont Pkwy, Pasadena, TX 77505
(281) 972-4000
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