Whether you operate a delivery van in Salt Lake City or run a restaurant in Park City, you need the use of vehicles to support your business operations. Without these vehicles, your business’ day to day activities will be crippled. Your business vehicles are, therefore, the lifeline of your business. Without them, you could lose profit or unable to do business at all. For this reason, it is very important to secure commercial auto insurance or commercial truck insurance in Utah.
It is a state legal requirement to buy a policy for your commercial vehicles. It does not matter if you own a delivery van, passenger car, trucks, or trailers – they all need to be insured. Getting insurance is not enough; you must have the right coverage, too.
Personal auto policy is not enough to cover for your commercial vehicles. Insurance companies view the latter as more susceptible to risks on the road, especially when you operate large vehicles such as food trucks, heavy trucks, and dump trucks. The fact that they travel more miles and transport valuable business goods or equipment means they should be covered with higher limits.
Without insurance, your business could face thousands of dollars’ worth of liability (for injuries and property damage) and lawsuits. You can avoid this hassle with an insurance policy that offers optimum coverage.
According to the National Safety Council, there is an average of over 3,000 incidents of property damage caused by commercial vehicles like heavy trucks and buses in Utah annually. In terms of injury caused by crashes involving trucks and commercial vehicles, it has an average of more than 800 per year.
When buying commercial auto insurance in Utah, it has to meet the minimum coverage limits set by the state. All auto insurance policies for commercial vehicles must have a minimum coverage of $3,000 for personal injury protection.
It must also include coverage worth at least $25,000 per person for bodily injury and $15,000 for property damage liability.
195 S 200 W #101, Lehi, UT 84043
(801) 505-0545
http://wasatchtruckinsurance.com/contact-us/
12345 900 E, Draper, UT 84020
(801) 572-8851
http://toplinetruck.com/
11142 Highland Blvd Suite 100, Highland, UT 84003
(801) 770-4739
http://www.truckinsurance-pros.com/
891 Orem Blvd, Orem, UT 84058
(801) 802-0401
https://www.actioncommercialinsurance.com/
3263 US-89 #400, Bountiful, UT 84010
(801) 295-0754
http://www.axcessutah.com/
7704 S 100 W #101, Midvale, UT 84047
(801) 599-8286
http://utahcommercialinsurance.com/
2140 S 1260 W, Salt Lake City, UT 84119
(801) 373-7375
https://storrstruckinsurance.com/
3761 S 700 E #100, Salt Lake City, UT 84106
(801) 261-8988
https://archibald-insurance.com/