All business-owned vehicles in Washington are required by the state law to obtain commercial auto insurance policy. This type of insurance will cover the costs of repair for the damaged vehicles, as well as medical payments in the event of injuries resulting from a collision.
Vehicular accidents are one of those variable elements that you cannot predict. However, this is a risk that you have to acknowledge as a business owner who relies on your commercial vehicle as part of your operations. Instead of wishing it won’t happen, you can be one step ahead and protect your business, in case it does happen.
According to the Washington state Department of Transportation, there are up to 497 fatal car accidents in the state out of a total of 103,347 car accidents. These crashes mostly involved buses, cars, and motorcycles. While the numbers of deaths have gone up (versus previous years), the injuries have gone down.
Whether or not these crashes result in minor or serious injuries, your business could be held liable if you are proven at fault. You will have to pay the victims for damages and medical treatment, or else you will face expensive lawsuits.
Washington is an at-fault state; you need to have insurance policy on your vehicle, just in case your driver is liable. Consider talking to some tractor trailer insurance companies about the type of coverage you need.
If you own a vehicle or a fleet of vehicles for your business, you need commercial auto insurance policy. The state of Virginia has specified the minimum coverage limits to ensure that you can get adequate protection.
The coverage limit for bodily injury is $25,000 per person. If there are multiple injuries, the coverage limit is $50,000 per accident. If there is property damage, the minimum coverage limit is $10,000.
For othere states, make sure to check the requirements by state.
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32 N 3rd St, Yakima, WA 98901
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141 E Santa Clara St, San Jose, CA 95113
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https://www.progressivecommercial.com/commercial-auto-insurance/
6919 Lakewood Dr W Ste. D-1, Tacoma, WA 98467
(253) 314-5371
http://www.alliancewestinsurance.com/
2208 NW Market St Suite 304, Seattle, WA 98107
(206) 789-4663
http://www.smallbusinessinsuranceseattle.com/
714 Ave D, Snohomish, WA 98290
(425) 334-7577
http://greiertinsurance.com/
2540 Kent Ave, West Lafayette, IN 47906
(765) 463-1878
http://www.truck-insure.com/
