Cheap Commercial Auto & Truck Insurance Quotes in West Virginia

Commercial auto insurance in West Virginia can provide coverage for a wide range of vehicle types including trucks, semi trucks, heavy trucks, trailers, and more. Basically, any type of motorized equipment that is used for business purposes should be protected with adequate insurance policy coverage. Perhaps tractor trailer insurance costs seem too steep but it's not only required but well worth it.

The West Virginia branch of Department of Motor Vehicles (DMV) has specific set of laws that you need to comply with in order to legally drive your vehicle in the state. Specifically, their requirements include the following:

Cheap Commercial Auto & Truck Insurance Quotes

Cost of West Virginia commercial auto insurance

Given the strict laws that the state has concerning commercial vehicles, it is important to know about the minimum liability coverage limits. All commercial vehicle policies must include coverage of $10,000 for property damage liability.

In terms of bodily injury or death, the minimum coverage is $20,000 per person or $40,000 per accident (or multiple injuries).

In terms of insurance premiums, the average annual rate is $1,025 (inclusive of liability, collision, and comprehensive coverage). This rate can go up or down depending on your specific inclusions and limits for your commercial auto insurance policy.

The type of vehicle can also determine the actual insurance cost in West Virginia. The average cost for commercial cars is from $1,200 to $2,400. For commercial trucks, it can go up to $2,000 annually. These rates can vary depending on the type of cargo, size of vehicle, and their usual travel route.

Cheap Commercial Auto & Truck Insurance Quotes

Are there penalties for failure to obtain insurance?

Yes. Failure to obtain insurance for your commercial vehicles could lead to a) suspension of business vehicle registration and/or b) suspension of driver’s license.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance West Virginia

Best Commercial Auto & Truck Insurance Companies

Nationwide Insurance: Eckenrode Financial Services LLC

519 Winchester Ave, Martinsburg, WV 25401

(304) 267-2100

Mountain State Insurance

1206 Kanawha Blvd E, Charleston, WV 25301

(304) 720-2000

Wickline Insurance

330 Harper Park Dr, Beckley, WV 25801

(304) 252-1483

Mountain State Insurance Center

1203 E State Ave, Terra Alta, WV 26764

(304) 789-2488

Yeager Insurance and Financial Services

3786 Teays Valley Road, Hurricane, WV 25526

(304) 318-7200

White Insurance & Associates

2 Reynolds Ave, Elkview, WV 25071

(304) 965-7033

Greenbrier Valley Insurance

112 J D Park Rd #5, Lewisburg, WV 24901

(304) 645-4290

West Virginia Insurance Agency

130 Brookshire Ln, Beckley, WV 25801

(304) 255-0005