Missouri State Resources for Government, Business, and Insurance

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Business Resources - Anything from registering your business to finding grants and loans

Local Insurance directory - Locate insurance brokers, agents, or companies near you

Government Contacts - Get in contact with each level of state government

Missouri State Business Resources

If you are planning to startup a business in Missouri, there are many advantages that would come with this decision. First and foremost, the operating cost for a business startup is relatively lower. This is favorable for small business with limited funding since you can operate at a lower cost.

Even if you have limited funding, Missouri is also a good option for your startup since there are plenty of loans and grants available for businesses that are starting or expanding. In 2014, it even ranked number one in the US when it comes to banking for businesses.

When it comes to tax, this is also another area where Missouri excels at. The tax Foundation's State Business Tax Climate Index reveals that the state ranks high when it comes to the state business tax climate. There are various tax credit programs that new and starting businesses can benefit from. A few examples are the Small Business Incubator Tax Credit program and the Business Facility Tax Credit Program.

The growing economy and the business incentives combine to bring more businesses into the state. The average annual growth rate when it comes to the number of businesses operating in Missouri is 3.6%. The state-based programs are driving more investors to the state and creating more employment for the residents of Missouri. For business insurance related info please refer to our more in depth article.

Getting Approved for Business Loan

Business loans are not easy to come by these days. However, if you have personal debt, you may still be able to get approved for a business loan. Here are a few things to keep in mind when applying for a business loan with debt:

1. Your personal credit score will be one of the first things that lenders look at. If you have a good credit score, you will be more likely to get approved for a loan. Consolidating your debt can help with this.

2. Lenders will also look at your debt-to-income ratio. This is the amount of debt that you have compared to your income. Lenders want to see that you can afford to repay the loan.

3. You will need to provide collateral for the loan. This could be a piece of property or another asset that the lender can use to recoup their losses if you default on the loan.

4. You will need to have a solid business plan. This will show the lender that you are serious about your business and that you have a good chance of success.

5. You may need to put up personal assets as collateral. This could include your home or your car. Lenders will want to see that you are willing to risk your personal assets in order to get the loan.

6. You will need to have a good reason for taking out the loan. Lenders will want to see that you have a solid plan for how you will use the money.

7. You may need to provide financial statements. This will show the lender your current financial situation and how you have managed your finances in the past.

8. You may need to provide tax returns. This will show the lender how much money you make and whether or not you have been paying your taxes on time.

9. You may need to provide business licenses and permits.

General Business Resources:

Loans/Funding Programs:

Tax and Employment Resources:

Missouri State and Local Insurance Information and Directory

At the request of our visitors we've included the below local insurance contacts for most cities in Missouri. When it comes to insuring your car in Missouri, the state has very strict requirements. If you let your coverage lapse, you could be at risk of losing your license or suspension of your vehicle registration. Since we know how important finding affordable auto insurance is, we are eager to help you find a cheap policy that suits your budget. The trick to finding low cost insurance coverage is to compare multiple quotes and rates from different auto insurance companies in the state of Missouri. For additional information on traffic laws or driving schools please navigate to your respective state using the map. And for manufactured home insurance, please refer to the respective article.

Government Contacts

Missouri is named after the Missouri River, which was in itself was named after the Siouan-language tribe, the indigenous Missouri Indians. It came from the ouemessourita (wimihsoorita), which literally means "those who have dugout canoes". The state capital, Jefferson City, was named after Thomas Jefferson, the third President of the United States.

Bordered by eight states, Missouri is tied with Tennessee as having the most neighborly state. It has no official nickname, but the phrase "Show Me State" can be found in license plates.

Research shows humans have inhabited the land now known as Missouri for at least 12,000 years. Today, more than 6.1 million people reside in the state. Moreover, people are drawn to this state for many reasons - from its vibrant wine industry, country-music shows at Branson, and of course, the picturesque beauty of the Ozark National Scenic Riverways. It is also the home for famous writers Mark Twain and Harry S. Truman.

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