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    At the request of our visitors we've included the below local insurance contacts for most cities in Ohio. Nestled right under Lake Erie, The Buckeye State experiences both severe thunderstorms in the summer and harsh snowy weather in the winter. Ohio's climate, paired with the increasing traffic in its large metropolitan areas, makes auto insurance a must-have. In fact, the state of Ohio requires car owners to have Bodily Injury to Others and Property Damage Liability coverage as a bare minimum. If you're a resident of Ohio, the rates offered to you will depend on the make of your car, your driving history, and even your marital status. To get a cheap rate, you should compare multiple quotes and select a low cost coverage option that meets your needs. There are plenty of companies that offer affordable car insurance, and the first step to finding coverage starts here.