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  • At the request of our visitors we've included the below local insurance contacts for most cities in Oregon. When it comes to auto insurance in the state of Oregon, car owners are required to have bodily injury and property damage liability, personal injury protection, and uninsured motorist coverage. Oregon strictly enforces this mandate; each time you register a car, you must provide your policy number to the state. The average cost for auto insurance in Oregon is slightly higher than the national average due to the state's minimum requirements. Nonetheless, you can still find affordable coverage and compare quotes if you take advantage of the list of local contacts that we have provided below. Ultimately, you can find a cheap policy in the state of Oregon, provided you understand the rates offered by insurance companies and select a low cost option.