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At the request of our visitors we've included the below local insurance contacts for most cities in Texas. The state of Texas requires all drivers to have 30/60/25 coverage, covering injuries per person and per accident, as well as property damage. The most affordable policies are basic plans that cover only the bare minimum required in the state. You can opt for additional coverage, including collision, medical payments, and personal injury protection coverage. We recommend that you compare quotes for various types of coverage to get an idea of what is the most affordable option for you. The below contacts are a great resource for learning more about the rates offered and ultimately finding a low cost plan. Just like the cost of living in Texas, auto insurance coverage is relatively cheap with the help of licensed car insurance companies. For additional information on traffic laws or driving schools please navigate to your respective state using the map.